A common misconception is that when you file a hail damage claim, your insurance rates will increase. This isn’t always the case because it depends on how extensive of an area was affected by the storm and whether or not there were any other claims filed as well!

There are many misconceptions about whether filing a hail damage claim affects one’s car insurance premiums in California. While this might be true if someone files for damages to their entire property from an intense hailstorm, more often than not people don’t experience increased rates after submitting such a request due to preexisting discounts they may have negotiated with their insurer beforehand.